Certificate in Personal Finance for Career Professionals
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โข Budgeting and Personal Financial Planning: Understanding the basics of budgeting, creating a personal financial plan, and setting financial goals.
โข Credit and Debt Management: Learning about credit scores, types of credit, smart borrowing, and effective debt management strategies.
โข Investments and Securities: Exploring various investment options, including stocks, bonds, mutual funds, and real estate, and understanding the risks and rewards associated with each.
โข Retirement Planning: Examining retirement savings options, estimating retirement expenses, and creating a retirement plan.
โข Insurance Planning: Understanding the different types of insurance, including life, health, home, and auto, and determining the right amount of coverage.
โข Tax Planning: Learning about personal income tax, tax deductions, credits, and strategies to minimize tax liability.
โข Estate Planning: Exploring the basics of wills, trusts, and estate planning to ensure the smooth transfer of assets to heirs.
โข Financial Literacy for Career Professionals: Enhancing financial literacy skills, understanding the importance of financial well-being, and learning how to make informed financial decisions in the workplace and personal life.
Note: These units are not ranked in any particular order and can be adjusted according to the course requirements and target audience.
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